Ridgeland/Jackson, Mississippi Insurance Dispute Attorneys

What is insurance bad faith? As a consumer, you purchase insurance with the expectation that your insurance company will pay legitimate claims in the event of an auto accident, natural disaster, death or other occurrence. In fact, insurance companies are required by law to pay legitimate insurance claims in a timely fashion. If your insurance company is trying to delay or deny claims that you know are legitimate—or if they are using your financial situation to pressure you into accepting a low settlement—they may be acting in bad faith. Not all disagreements with insurance companies are due to bad faith. Whether yours involves an attempt to avoid payment or is just a matter of disagreement, we want to help you. Contact us today for a free consultation about your case.

An insurance dispute can be a frustrating experience for anyone. You paid your premiums—why isn't your insurance company upholding their end of the contract? The motivations of many insurance companies may never be clear.

The attorneys of the Law Offices of John D. Moore, P.A. represent people in Mississippi who are experiencing disputes with insurance companies, including disputes involving bad faith on the part of the insurer. We would be happy to speak with you at no charge regarding your situation.

Are you finding it difficult to convince your insurance company to pay your claim or to pay the amount you believe you are due? Call the Law Offices of John D. Moore, P.A. today at (601) 853-9131 / (866) 291-7541 or e-mail us to schedule your free consultation with a lawyer.

We can help you with claim disputes involving most types of insurance

Our law firm is experienced in uncovering and exposing bad faith insurance practices and helping our clients get justice. We are knowledgeable about a wide variety of types of insurance, and we can help with insurance disputes involving:

• Auto insurance: Car insurance companies may turn down your claim, for example, by saying that you have not proved you were injured in the car wreck and not in some other way.
• Uninsured motorist coverage: A common reason for your uninsured motorist claim to be denied is policy language stating that there must be a witness to the accident for your claim to be paid. If you were injured in a hit-and-run accident with no witnesses, for example, your claim might not get paid, even if the police arrest the other driver.
• Property insurance/homeowners insurance: Often, insurance companies refuse to pay out on homeowners policies because they say you are overstating the damage or that the damage was caused by something that isn't covered under your policy.
  
  For example, insurance disputes related to Hurricane Katrina often involve insurance companies that claim the damage was caused by water—not wind. Therefore, the insurance company says, homeowners insurance won't cover the loss, but flood insurance would. At the same time, flood insurance companies claim that wind—not water—caused the damage.
  
  
• Life insurance: In some situations, people who have paid for life insurance policies for months or years have discovered that, due to their insurance agent's negligence, the policy was never even issued.
• Funeral insurance: Many people, especially those with lower incomes, buy insurance to cover the cost of their own funerals. These "burial insurance" policies are frequently issued by companies who either declare bankruptcy or develop a clear record of refusal to pay legitimate claims.
• Cancer policies: Specialty health policies such as cancer insurance might seem like a good idea, especially if you have limited access to health insurance and want to protect yourself from financial ruin in case of a catastrophic illness. Many people have found, however, that these insurance companies limit the benefits they pay by claiming that the policy only covers certain less common types of cancer, for example.
• Long-term or short-term disability insurance: People buy disability insurance because they need a reliable source of income if they should be injured and unable to work. If an insurance company denies or delays these benefits, it can put you in a very vulnerable financial situation.
• Workers' compensation benefits: Insurance companies who provide workers' comp benefits through employers are just as prone as other insurers to limit the amount they pay out on claims. If you believe your work comp benefits are being unfairly denied, you should ask an attorney tohelp you determine why.

As a consumer and as an injured or ill person, you have the right to expect your insurance company to pay your legitimate claims fairly and on time. At the Law Offices of John D. Moore, P.A., we stand up for those rights. Contact us today to schedule your free consultation with a lawyer.

Law Offices of John D. Moore, P.A.

301 Highland Park Cove, Suite B
Ridgeland, MS 39157-6059
Map and Directions
Phone: (601) 853-9131 | Fax: (601) 853-9139
Toll Free: (866) 291-7541

The Ridgeland, Mississippi personal injury lawyers of the Law Offices of John D. Moore, P.A. represent clients in communities such as Ridgeland, Jackson, Madison, Canton, Brandon, Pearl, Clinton, Vicksburg, Hattiesburg, Biloxi, Meridian and Gulfport, and throughout Mississippi.

Madison County | Hinds County| Rankin County

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